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| Interest Rates | Product | Floating | 6 Months | 1 Year | 18 Months | 2 Year | 3 Year | 4 Year | 5 Year | Revolving | Offset |
|---|---|---|---|---|---|---|---|---|---|---|---|
 |
Standard | 4.49% ↑ | |||||||||
| Special LVR under 80% | - | 4.49% | 4.72%↓ | 4.49% | - | 4.72%↓ | - | 4.49% | - | - | |
|
Standard | 4.49% | 4.72% | - | 4.72%↓ | 4.49% | - | 4.49% | 4.72% | 4.92% | - |
|
Standard | - | 4.72% | 4.49% | 4.72% | - | 4.92% | - | 4.72% | 4.49% | - |
| Residential | - | 4.49% | - | 4.72%↓ | - | 4.49% | 4.72% | - | 4.92% | - | |
| First Home Combo | - | - | 4.72%↓ | 4.49% | - | 4.72% | 4.92% | 4.72%↓ | 4.49% | - | |
| Unity Money | Offset Mortgage | - | - | 4.99%↓ | 4.49% | - | 4.99% | 4.92% | 4.49% | 4.99% | - |
| Village Access loan | 4.49% ↑ | ||||||||||
| Offset Mortgage | - | 4.99% | 4.49% | - | 4.99% | 4.92% | 4.92% | - | 4.49% | - | |
| TSB bank | Standard | - | - | 4.99% | 4.49% | - | 4.99%↑ | - | 4.49% | - | - |
| Standard | - | 4.99% | - | 4.49% | 4.92% | 4.99% | - | 4.49% | 4.99%↑ | - | |
|
Standard | - | 4.72%↑ | 4.72% | 4.92% | 4.99% | 4.49% | 4.72% | - | 4.49% | 4.72% |
|
Standard | - | 4.72%↑ | 4.49% | 4.99% | 4.92%↑ | - | 4.72% | - | 4.49% | - |
| Standard | - | 4.72% | - | 4.72% | 4.92% | 4.49% | - | 4.49% | 4.72% | - | |
|
Special | - | - | 4.72% | 4.92% | 4.99%↑ | 4.49% | 4.72% | 4.72% | - | - |
| Offset Mortgage | 4.72% | 4.72% | 4.92% | - | 4.99% | 4.72% | - | 4.72% | - | 4.49% | |
 |
Village Access loan | 4.72% | - | 4.49%↑ | 4.99% | 4.92% | - | 4.99% | 4.99% | - | 4.49% |
| Standard | 4.72% | 4.72% | - | 4.99% | 4.49% | 4.72% | 4.92% | 4.99% | 4.72% | - | |
Disclaimer: Every possible effort has been made to keep the information in the rates tables as accurate as possible, however, neither the publishers of Mortgage Rates nor anyone engaged to compile these tables accept any liability for inaccuracies or any loss suffered as a result. It is strongly advised that readers check loan details directly with the bank or a mortgage adviser.
Minimum equity and product eligibility criteria apply to the following rates.
**Low Equity Premium (LEP)** Homeowners with less than 20% equity in their property will incur a low equity interest rate premium. This applies to loans with a loan-to-value ratio (LVR) exceeding 80%.
**LVR Premium Rates:**
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